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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

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Company address:
Police Clubs Financial - Newforge Country Club, 18b Newforge Lane, Belfast, BT9 5NW
T: 08000 322 966
F: 028 90 666 890

Email: enquiries@policeclubsfinancial.com

The levels and bases of taxation are subject to change.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Police Clubs Financial is a trading style of McAuley Financial @ Newforge which is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Services Authority. TenetConnect Limited is entered on the FSA register under reference 149826.

Telephone: 08000 322 966 | enquiries@policeclubsfinancial.com

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